RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. When to Self-Insure Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?